Mar 26, 2017

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Why is Workers’ Compensation Important?

Why is Workers’ Compensation Important?

Workers’ compensation is an insurance policy wherein an employee that has been hurt on the job may receive financial assistance. The range of the assistance may vary depending on the laws of the jurisdiction, but typically, the insurance covers the medical costs of the injury or illness that have been acquired, the lost salary of the employee as he misses time at work, and the rehabilitation of the employee so he can be incorporated in the workplace with efficiency.
According to the website of Scudder & Hedrick, PLLC, employees can even file temporary and permanent disability claims. This just proves that workers’ compensation can cover a wide range of financial assistance, and this can be beneficial for both employer and employee.

For employers

Workers’ compensation is important for employers because it presents value to their people. Having a sound workers’ compensation plan is a good way to attract competent employees and make them stay. This is particularly effective on inherently hazardous jobs, such as those involving construction, manufacturing, and mining.

It is important to note that the cost of workers’ compensation will be higher for hazardous jobs. But this will also mean that you will enforce a strict safety program to avoid accidents and injuries in the workplace, and that may even be the very thing that lowers your premiums.

For employees

The obvious advantage of workers’ compensation for employees is the money. It gives you a sense of financial security, even if you become injured or sick because of work. This sense of security will allow you to work at ease, knowing that your employer is behind you even when something bad happens. If something really does happen, you will not feel pressured to fast-track your recovery just so you can earn money, because workers’ compensation can cover your lost wages.

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Dec 29, 2016

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How a DUI Incident Can Affect Your Life

If you have been involved in an accident while driving under the influence of alcohol or drugs, you may have to overcome physical injuries and financial costs like medical bills. According to the website of West Palm Beach car accident lawyers of Schuler, Halvorson, Weisser, Zoeller and Overbeck, P.A., such an accident may also be subject to a personal injury case, so you have personal injury lawsuits and attorney fees to worry about on top of everything.

But it doesn’t end there.

Being suspected of DUI can affect your life deeper than you think. It can affect your psychological state, family relationship, friendship, and other personal aspects of your life that you didn’t know would even be affected.

Current and future employment

Many employers have zero tolerance for applicants and employees who have convictions under their belts, particularly those that are drug-related. This is especially true if the job involves driving. If you are already employed as a delivery truck driver or any kind of professional driver, you may also be subject to dismissal.

Emotional and psychological effects

Being involved in an accident, particularly in one that involves recklessness and negligence like DUI, can be particularly taxing emotionally and psychologically. You can experience post traumatic stress disorder, and other changes in behavior, eating habits, sleeping patterns, and mood.

Family and friends issues

It is not just about you. The emotional and psychological effects you show can also have a toll to your family. Your tendency to withdraw yourself from others or burst in anger and irritability can make them suffer.

You may also notice that some of your friends are avoiding you, because they may think you are a bad influence. They just don’t want to get involved with your problems anymore and eradicate the possibility of future problems that may result from your recklessness and negligence.

Loss of license

If you have been convicted of driving under the influence, you may be required to surrender your license. This has a bigger effect in your life than you think. It means that you cannot drive back and forth to work or school, go to the grocery for a quick errand, or even take your kids or siblings to school.

The issue is about convenience, and it takes a lot of your freedom of mobility. It is also about responsibility, because not being able to drive can affect your duties to your family, friends, and yourself.

Remember that driving under the influence affects not just you, but also the others around you, may they be present in the accident scene or not. So before risking in the reckless and negligent behavior of DUI, you should consider how it can affect your life in the long run. Maybe the realizations will end up convincing you not to drive under the influence of alcohol or drugs.

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Oct 22, 2016

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All You Need To Know About Tire Failure In Truck Accidents

Truck accidents are not mainly due to driver error or company negligence but also due to mechanical failure. One of the major causes of truck accidents is defective tire. A study conducted by the Department of Transportation revealed that 29.4% of all truck accidents are due to brake failure, maladjusted brakes, and other brake-related issues. When a tire lows out, it could cause the driver to lose control of their vehicle.

A Tennessee trucking accident attorney will tell you that a truck accident caused by a tire problem can have devastating effects resulting to injuries. Tire failure may be attributed to the following reasons:

Defective Tires. This may be due to the tire manufacturer selling a defective tire. The usual thing to do is for the manufacturer to recall the tires. You can check the status of the tire with the website of the Department of Transportation.

Improper Maintenance. Another reason for tire blowout is failure to maintain by the trucking company. Air brakes which are commonly used for large trucks can only take so much heat. The limit for safe operation is 60 mph which can raise the temperature of the drum to 600 degrees. When the tire is not set at this limit, it is likely to malfunction

Drivers should make sure that the tires they are using are inspected prior to a trip. Improper tire pressure can cause deterioration and eventually tire failure. So make sure to check if the tires are in good condition before heading off to your destination to prevent any accidents. Check for any tread wear, tread and sidewall damage, and air leakage.

Trucking companies are legally responsible for the proper maintenance of the tires on their trucks. Failure by the company to do so puts the truck at a higher risk of traveling on defective tires. When the tire fails, this could result to crash on the part of the truck.

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Jul 13, 2016

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Amusement Park Accident

Everyone will agree that amusement and theme parks are great destinations, especially for those seeking for fun and thrilling adventure, as well for those looking for a great way to bond with their family and friends. Parks offer great attractions and never ending surprises, giving all visitors an experience always worth reminiscing.

Amusement and theme parks, however, have been causes not only of fun and excitement; these have also been places where accidents have happened, injuries have been sustained, and where a few deaths have occurred. Every year, of the more than 300 million guests who visit theme and amusement parks, about 7,000 get injured and require medical treatment for the injuries they have sustained; deaths, on the other hand, number to 4 or 5, according to the US Consumer Product Safety Commission (CPSC).

The leading causes of injuries and deaths in amusement and theme parks are trip-and-fall accidents, slip-and-fall, poorly designed rides, ride malfunction or mechanical failure, operator negligence, improper behavior by park guests, and failure of guest to observe safety instructions.

It appears that as technology progress, many amusement and theme park rides become more dangerous, increasing possibilities of injury and death. Because of the much higher risks, amusement park owners are also charged with greater responsibility of making sure that all park visitors are safe, that the park itself presents no danger to anyone, and that all the rides adhere to legally approved design and subjected to regular inspection.

Over the years, many premises liability lawsuits have been filed by those who got injured in parks; the same lawsuit has also been filed by families of victims who have died. Named defendants in lawsuits include the park’s employees, the park owner, or the manufacturer or designer of the specific ride that got involved in the accident. Though the results of the accidents are permanent, pursuing a legal action against the liable party may enable the victim to claim compensation, bring the liable party to justice, as well as help make sure that the same accident will never happen again.  Amusement park accident lawyers from the Scudder & Hedrick, PLLC, law firm advises people who have been injured in an amusement park accident to find out and know about their legal rights and options to help with their case.

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Mar 10, 2016

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What should you do strengthen your car accident claim?

According to the legal team at Pohl & Berk, LLP, a car accident is one of the leading causes of injuries and deaths in the country. The Association for Safe International Road Travel, at least 37,000 people are killed in motor vehicle accidents every year, and over 2.35 million people sustain injuries or become disabled. Given this information, it is highly likely that a car accident is also one of the most common reasons for filing personal injury lawsuits. The personal injury lawyers at Pohl & Berk, LLP also said that the victims of these car accidents suffer from physical and psychological consequences, which are surely traumatic, but getting monetary compensation and justice for the crash may somehow alleviate the repercussions of the crash.

So, if you want to help in substantiating your personal injury claim, what should you do after being involved in a car accident? First off, follow the common procedures like turning your car’s hazard light for safety, calling the authorities even when the accident is minor, and notifying your insurer.

Some important tips, as provided by State Farm, include not signing any document, unless it is for the safekeeping of the police or the insurance company. It will also be helpful, if you are able, to take notes on your own regarding all the information from the accident. This way, you will be able to present your case clearly. Another key to strengthening your case is to never admit that you are at fault, even when you think you are, so that it will not be held against you in court. You may also talk to all those involved, but be polite in doing so. Lastly, disclose only the facts, and nothing else, to the authorities, and never leave the scene until the others have.

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